Let's be clear are you looking for a legally binding debt repayment programme? The debt arrangement scheme may be for you! It's also free!
This section is all about DAS, or a Debt Arrangement Scheme. But as stated earlier in the section a DAS is a repayment plan agreed between you and your creditors WITHIN the DAS scheme (we apologise for any confusion and all these various acronyms flying around; we’re doing our best to mention them as infrequently as possible but when we do NEED to use them we will do our best – where possible – to remind you what they are and what the acronym stands for).
Within DAS or Debt Repayment Scheme through Solutions Scotland you’re covered for just about every kind of debt, including:
- Overdrafts
- Credit cards
- Store cards
- Catalogue debts
- Unsecured loans
- Payday loans
- Debt owed to HMRC
- Mortgage arrears
- Rent arrears
-
Council tax arrears
We’d like to stress, however, there are debts that cannot be covered by DAS, such as court fines, benefit overpayment and child support payments. And like with any of Solutions Scotland’s solutions, there are always pros and cons to both.